Artificial Intelligence (AI) enhances operational efficiency, improves decision-making, and offers a competitive advantage. In retirement planning, AI-driven technologies can transform glidepath solutions, asset allocations, and outsourced investment management, delivering a seamless, noise-free client experience. The extent of AI integration depends on whether we choose to fully embed it into the process or use it as a valuable support tool. Ultimately, the final decision and responsibility will always rest with a human. The risks and challenges vary based on the degree of AI implementation in the retirement sector.