The materials and information provided by the Hong Kong Retirement Schemes Association ("HKRSA") on this website are for reference only.  Such materials and information contained in this website have been compiled with considerable care to ensure their accuracy at the date of publication.  However, no representation or warranty, express or implied, is made to their accuracy, timeliness, completeness or suitability for any particular purpose.  The HKRSA shall not be liable for any direct, consequential, incidental, indirect loss or damage, howsoever caused, arising from the use of, inabilitiy to use or reliance upon any information or materials provided on this website, whether or not such loss or damage is caused by the HKRSA.

Users should also beaware that this website may also include links to third party websites.  The materials and information of these websites are issued by third parties and not controlled by the HKRSA.  The HKRSA shall not be responsible for the accuracy of such materials and information contained in these websites, nor be held liable for any loss or damage arising from or related to their use.  The inclusion of third party website links on this website does not in any way signify that the HKRSA endorses, represents and/or is related to or in association with such websites and/or their respective organizations.